More Than a Membership
As a PERI member you get exclusive access to insurance coverage and retirement resources through our trusted partner AMBA. Member benefits are designed specifically for Ohio’s retired public employees.
Enroll online, by phone, or by mail. An agent is always available to help.
Benefits Built for Retired Public Employees
From dental and vision to Medicare supplement, long-term care, and more. Your PERI membership unlocks a full suite of benefits through AMBA.
Watch to learn how your membership protects what matters most.
Benefits from AMBA
We are proud to partner with AMBA to bring our members a wide selection of insurance options.
For more information visit or to enroll in AMBA benefits now, visit myambabenefits.info.
Dental
- Choose your own dentist – No network required.
- Save up to 50% – With a dentist in the Ameritas Life Dental Network.
- No Waiting Periods – For covered services during open enrollment.
- Over 400,000 providers to choose from – Whether home or traveling.
- Wide Range of Procedures – Covered up to 100% with a low deductible
- High Calendar Year Maximum – And ability to carry over some unused maximum to the next year.
Vision
- Choose from thousands of eye doctors in rural and metropolitan areas nationwide.
- One-stop convenience for eye exams and eyewear to take care of all your vision needs, your local Walmart included.
- Great Benefits and Low Copays for the services you need, including:
- WellVision Exam covered every 12 months with a $15 copay.
- Contact Lens Exam covered every 12 months (instead of eyeglasses).
- 20% savings on additional glasses and sunglasses.
Medicare Supplement
Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Cancer / Heart / Stroke
Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.
A cancer plan will:
- Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
- Be paid at one time in one lump sum, for you to use as you see fit
- Offer an optional heart and stroke rider for additional premium
Accident
Accident recovery typically gets more challenging with age, which could set you back financially as well as physically. This policy helps cover expenses standard medical plans might not, such as ambulance, hospital costs, intensive care, physical therapy, family lodging and transportation, and more.
Long Term Care
A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children.
Long-term care services not typically covered by Medicare include:
- A skilled nursing facility after 100 days
- Bathing
- Dressing
- Transferring to and from a bed or chair
- Eating
- Personal hygiene
Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.
Whole Life
This plan can give you the peace of mind of protecting your family from the high cost of final expenses.
Advantages include:
- No medical exam or lab tests
- No premium increase as long as you continue making payments
- No decrease in coverage due to age or health
Medical Transportation Protection
One ride to the hospital could cost you thousands of dollars out of pocket, and air transport could add up to $50,000 or more. Whether you are at home or away, Medical Access & Service Advantage (MASA®) helps ensure a medical emergency does not also become a financial emergency. It protects you from expenses Medicare and insurance plans often leave behind. MASA services helps protect you from out-of-pocket expenses for emergency medical transportation and associated expenses. *
Hearing
Most insurance plans don’t cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.
Benefits include:
- Free annual consultations for you & your immediate family
- One year of free office visits (limit 6)
- Nationwide network of 3,000+ locations
- Discounts on hearing aids, tinnitus options & hearing protection products
